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Home Inspection Blog Posts & Tips

Three Deadly Mistakes Every Home Buyer Should Avoid



Deadly Mistake #1: Thinking you can't afford it.


Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own homes.Buying a home is the smartest financial decision you will ever make. In fact, most homeowners would be broke at retirement if it wasn't for one saving grace -- the equity in their homes. Furthermore, tax allowances favor home ownership.  


Real estate values have always risen steadily. Of course, there are peaks and valleys, but the long-term trend is a consistent increase. This means that every month when you make a mortgage payment, the amount that you owe on the home goes down and the value typically increases. This "owe less, worth more" situation is called equity build-up and is the reason you can't afford not to buy.


Even if you have little money for a down payment or credit problems, chances are that you can still buy that new home.

It just comes down to knowing the right strategies, and working with the right people. See below





Deadly Mistake #2: Not hiring a buyer's agent to represent you.


Buying property is a complex and stressful task. In fact, it is often the biggest, single investment you will make in

your lifetime. At the same time, real estate transactions have become increasingly complicated. New technology,

laws, procedures, and competition from other buyers require buyer agents to perform at an ever-increasing level of

competence and professionalism. 



In addition, making the wrong decisions can end up costing you thousands of dollars. It doesn't have to be this way!

Work with a buyer's agent who has a keen understanding of the real estate business and the local market. A buyer's

agent has a fiduciary duty to you. That means that he or she is loyal only to you and is obligated to look out for your best interests. A buyer's agent can help you find the best home, the best lender. Trying to buy a home without an agent or a qualified inspector is, well... unthinkable.





Deadly Mistake #3: Getting a cheap inspection



Buying a home is probably the most expensive purchase you will ever make. This is no time to shop for the cheapest inspection. The cost of a home inspection is small relative to the value of the home being inspected.


The additional cost of hiring a certified inspector is almost insignificant by comparison. As a home buyer, you have recently been crunching the numbers, negotiating offers, adding up closing costs, shopping for mortgages, and trying to get the best deals. If you are in the market to purchase a home in the Columbia, South Carolina area, contact S&J Home Inspections for all your home inspection needs. We offer same day home and termite inspections. Contact us today to schedule your home inspection. 








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